Every capability, in one place.
Cheetah OS is actively in development. This page lists what we're building, some of it live today and some of it still in progress, so you know exactly what you're looking at.
One system, not another point solution.
Most tools in this space do one thing well: a dialer, a generic CRM, a document portal, a lender marketplace. Cheetah OS is different: a single operating system connecting leads, applications, borrowers, documents, lenders, submissions, underwriting, communication, deal protection, compliance, funded deals, and renewals, all in one place, built specifically for commercial finance from the ground up.
Pipeline & Deal Management
Contact and lead records
Every prospect and merchant relationship tracked in one place, not scattered across spreadsheets and inboxes.
Deal pipeline matched to commercial-finance stages
Submitted, underwriting, offered, funded: stages that mirror how a real commercial-finance deal actually moves, not a generic sales pipeline stretched to fit.
Duplicate finder and merge
Two reps never chase the same merchant: likely duplicates are flagged and merged into one clean record.
Team assignments and shared pipeline views
Everyone on the team sees the same live picture of every deal in flight.
Multichannel follow-up cadences
Call, text and email steps run on schedule and stop on their own when a merchant replies, so your team spends time on deals, not reminders.
Renewal and follow-up workflows
Renewal candidates surface automatically instead of falling through the cracks.
Automated follow-up reminders
The deal you forgot to chase is the deal your competitor funded first. Cheetah OS makes sure you don't forget.
Documents & Intake
Core application/intake workflow
A structured intake process that captures what underwriting actually needs, the first time.
Centralized borrower document collection
One secure link for your borrower to upload everything, so there's no more chasing five documents across five email threads.
Secure document storage
Every document encrypted and access-controlled, never just sitting in a shared drive.
Borrower document portal
Borrowers see exactly what's needed and what's outstanding, without a phone call.
Advanced document controls
Fine-grained control over who can view, download, or export sensitive documents.
AI Intelligence
AI-assisted lead qualification
Surface the deals worth your time first, ranked by real signals like revenue, time in business, and industry fit, not just whoever called last.
AI bank-statement and document analysis
Average daily balance, negative days, and deposit trends back in seconds, not after twenty minutes of manual review.
Underwriting memo generation
A first-draft memo built from the data already in the deal, not a blank page.
Risk flags
Know what needs a second look before it becomes a problem after funding.
Lender & Funder Tools
Lender/funder database
Your lender relationships and their criteria, organized and searchable, not living in someone's head.
Lender and product matching
Know which lenders and programs actually fit a deal's profile before you submit, not after a decline.
Submission management and package tracking
Know exactly where every submission stands with every lender, at a glance.
Offer and term comparison
Compare offers side by side instead of juggling PDFs across browser tabs.
Lender, funder, and broker portals
Every party in a deal gets the view they actually need, nothing more.
Advanced deal routing
Route deals to the right underwriter or team automatically as they move through the pipeline.
Communication
- Secure messaging
- Connect your own mailbox (Gmail or any IMAP inbox)
- Coming after launchPower dialer
Security & Compliance
- Encryption at rest, per client organization
- Tamper-evident audit trail
- Multi-factor authentication
- Role-based access control
- Tenant isolation
- Anti-circumvention safeguards
- Compliance workflows
Reporting & Analytics
- Basic reports and dashboard metrics
- Advanced pipeline and conversion analytics
- Team activity reporting
- Advanced portfolio dashboards
- Investor reporting
Team & Organization
- Additional seats (Lender/Funder tier)
- Role-aware access controls
- Advanced organization, department, and branch permissions
- Coming after launchWhite-label branding
Feature availability varies by plan. See Pricing for what's included in each tier.
Built for commercial finance, not retrofitted for it.
Based on each vendor's own publicly available website and pricing pages as of August 2026. Software changes, so verify current details directly with each vendor before deciding. "N/A" means we could not confirm this from public information, not that the feature is absent.
| Capability | Cheetah OS | MCA Simplified | LendingWise | Relendi | PhoneBurner |
|---|---|---|---|---|---|
| Built specifically for commercial finance/MCA | ✓ | ✓ | ✓ | ✓ | ✗ |
| AI-powered underwriting/deal analysis | ✓ | N/A | N/A | ✓ | ✗ |
| Lender/funder matching engine | ✓ | N/A | ✓ | ✓ | ✗ |
| Native power dialer | Coming after launch | ✓ | N/A | N/A | ✓ |
| Published, transparent pricing | ✓ | ✓ | ✗ | ✓ | ✓ |
| Free or usage-based entry option | ✓No-card demo | ✗ | ✗ | ✓ | ✗ |
| Compliance-focused / audit trail | ✓ | N/A | ✓ | ✓ | N/A |
| Per-organization data encryption | ✓ | N/A | N/A | N/A | N/A |
| AI-driven analytics & portfolio reporting suite | ✓ | N/A | N/A | N/A | N/A |
| Anti-circumvention / deal-protection safeguards | ✓ | N/A | N/A | N/A | N/A |
| Role-based access control & team permissions | ✓ | N/A | N/A | N/A | N/A |
| Centralized document intake (borrower upload portal) | ✓ | N/A | N/A | N/A | N/A |
MCA Simplified, LendingWise, Relendi, and PhoneBurner are trademarks of their respective owners. This comparison is provided for informational purposes based on publicly available information and is not endorsed by those companies.
See it for yourself.
Take it for a spin with a live demo, or see the plans built around how your business actually runs.